Every day, we’re conducting free housing counseling for foreclosure prevention, pre-purchase and first-time home buyer education, reverse mortgages, and more. We’re listening to what homeowners and consumers have to say,… read more →
People call our housing counselors every day with questions about saving their homes. Whether you’re eligible for a loan modification is a top concern for people who are unfamiliar with… read more →
The Home Ownership and Equity Protection Act, or HOEPA, is a federal law designed to help homeowners avoid being taken advantage of when refinancing or getting a second mortgage. As… read more →
Regardless of which mortgage lender you use, our HUD approved housing counseling can help you negotiate with them. In particular, the lenders who participate in programs like the FHA’s Short… read more →
HOEPA, or the Home Ownership and Equity Protection Act, is designed to protect homeowners from predatory lenders and scammers who would seek to strip homes of their equity using abusive… read more →
Homeownership comes with many responsibilities. You’ll be obligated to pay more taxes, maintenance and upkeep, insurance, prepare for emergencies, keep financial records, and more. It’s natural for us to constantly… read more →
The Back To Work—Extenuating Circumstances mortgage loan program helps people who previously lost their home to foreclosure, short sale, or deed in lieu. The FHA program gets these consumers back… read more →
There are many programs in place for various kinds of first time home buyers. These programs help those who are ready to enter homeownership, but could use some assistance because… read more →
The housing “bubble” led to a collapse in real estate values that brought the US economy to the brink of disaster. Now, a “HELOC bubble” could be coming to threaten… read more →
HOEPA, or the Home Ownership and Equity Protection Act, protects homeowners when they refinance or get home equity loans. The law attempts to prevent unfair practices from lenders who offer… read more →