Your Path to Homeownership Begins Here!
Our HOEPA Pre-Purchase Coaching provides you with a personalized review of your loan estimate, relevant information that every potential homeowner needs to know, and a certificate of completion.
Our Certified Housing Coaches will provide you an in depth look at the following:
Review of Loan Estimate
Understanding your credit score
Advisability of high-cost
What Is HOEPA Pre-Purchase Coaching?
Based on amendments to the Home Ownership and Equity Protection Act (HOEPA), borrowers of certain types of mortgages are now required to complete pre-purchase housing counseling and obtain a certificate with a HUD-approved agency before closing the loan.
As a nonprofit HUD-approved housing counseling agency, credit.org has compiled important information you need to know about the new regulations:
HOEPA Lender Guide
CFPB Compliance Guide
Downloadable Reference Guide
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