Homeowner Hotline: (800) 294-3896
Monday – Friday: 7am to 7pm (Pacific)

Pre-Purchase Counseling

Reverse Mortgages

A Reverse Mortgage can assist in providing a tax-free cash flow to eligible homeowners 62 years of age or older. The Reverse Mortgage allows homeowners access to money that they have built up as equity in their homes. Primarily, the mortgage is designed to strengthen seniors personal and financial independence by making funds available to the homeowner, without the obligation of a monthly payment while in the home.

Learn more about reverse mortgages

Home Buyer Programs

Credit.org’s Home Buyer Education course will help you make good decisions when buying a home. It’s approved by HUD, Freddie Mac and Fannie Mae, and can qualify you for savings on the cost of FHA mortgage insurance as well as other first-time home buyer assistance programs.

Learn more about our Home Buyer Education Course

HOEPA Program

Based on recent amendments to the Home Ownership and Equity Protection Act (HOEPA), borrowers of certain types of mortgages are now required to complete pre-purchase housing counseling with a HUD-approved agency before closing the loan.

Learn more about the HOEPA Program

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