Your Path to Homeownership Begins Here!
Our Pre-Purchase Coaching provides you with a personal financial readiness assessment, a review of your eligibility for down payment assistance, specialty mortgage programs, and HOEPA Pre-Purchase Counseling Certificate and provides relevant information that every potential homeowner needs to know.
Our Certified Pre-Purchase Coaches will provide you an in depth look at the following:
Financial Readiness Assessment
Qualifying for a mortgage
Understanding your credit score
Available down payment and closing costs programs
Why is Pre-Purchase Coaching Important?
For most of us, buying a home is the single largest investment we will ever make – It’s normal to have questions and feel uneasy about the process. That’s why we are here to help answer your questions and walk you through the process! Our award-winning Coaches make sure you are fully informed and prepared before taking your next big step.
What Is HOEPA Pre-Purchase Counseling?
Based on recent amendments to the Home Ownership and Equity Protection Act (HOEPA), borrowers of certain types of mortgages are now required to complete pre-purchase housing counseling and obtain a certificate with a HUD-approved agency before closing the loan.
As a nonprofit HUD-approved housing counseling agency, credit.org has compiled important information you need to know about the new regulations:
HOEPA Lender Guide
CFPB Compliance Guide
Downloadable Reference Guide
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