Credit.org is committed to helping military servicemen and women meet their off-base housing needs. We’re actively participating in the HOPE NOW alliance to provide education and assistance to veterans and active… read more →
America Saves for Homeownership Every year, credit.org celebrates America Saves Week. As a sponsor of Inland Empire Saves, we believe this initiative can teach people across the United States the importance… read more →
Many homeowners have an ARM, or Adjustable Rate Mortgage. This kind of home loan has an interest rate that changes over time in reaction to market conditions. A common way… read more →
Fannie Mae and Freddie Mac are currently offering a streamlined modification program. This program allows struggling homeowners to get relief without having to fill out any paperwork or forms. This… read more →
When helping homeowners avoid foreclosure we typically focus on the primary mortgage loan. But many homeowners have a home equity loan or line of credit that threatens their homeownership status.… read more →
Many people who are struggling to make their mortgage payments will refinance their home loans to get more affordable payments, better interest rates, or to switch from an adjustable to… read more →
Here are some general tips and advice for those who are considering or who have already started on the loan modification process: Take advantage of professional nonprofit help. A HUD… read more →
There are many loan modification programs available to help consumers save their homes from foreclosure. Unfortunately, many programs come and go, with some expiring due to changes in law or… read more →
An important part of helping homeowners keep their homes safe from foreclosure is helping every homeowner budget their money properly. Often, all homeowners need to make their house payments and… read more →
A Home Equity Line Of Credit (HELOC) is a revolving loan borrowed against your home’s equity. That means the amount you owe will vary from month to month, like a… read more →
