Homeowner Hotline: (800) 294-3896
Monday – Friday: 7am to 7pm (Pacific)

HOEPA Coaching

Your Path to Homeownership Begins Here!

Our HOEPA Pre-Purchase Coaching provides you with a personalized review of your loan estimate, relevant information that every potential homeowner needs to know, and a certificate of completion.

Our Certified Housing Coaches will provide you an in depth look at the following:

Review of
Loan Estimate

Mortgage
Affordability

Understanding your
credit score

Advisability of
high-cost
mortgage terms

What Is HOEPA Pre-Purchase Coaching?

Based on amendments to the Home Ownership and Equity Protection Act (HOEPA), borrowers of certain types of mortgages are now required to complete pre-purchase housing counseling and obtain a certificate with a HUD-approved agency before closing the loan.

As a nonprofit HUD-approved housing counseling agency, credit.org has compiled important information you need to know about the new regulations:
HOEPA Lender Guide
CFPB Compliance Guide
Downloadable Reference Guide


LETS GET STARTED

It’s free to call us.

Reach out today and speak to one of our
award-winning Coaches

(800) 294-3896
Monday – Friday: 7am to 7pm (Pacific)

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